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HELPING CHILDREN ADJUST TO A NEW HOME

In York and Durham Regions, as elsewhere, summer is a popular time to move because it gives children time to make friends and get settled in before the new school year starts. This is an exciting change but can also come with a considerable amount of anxiety, whether you are a child or an adult. Most of us cling to the familiar and feel unbalanced for a little while when change is thrust upon us.

About one in four Canadians move into a new home each year. For most this is a time of bonding and reliance on other family members to pitch in. Once the excitement of the move has passed and the boxes are unpacked, we have time to reflect on the new state of affairs, and this is typically when feelings of anxiety may set in, especially for children.

They may fret about missing their friends and old routines. Some children may act out or express frustration with trying to find a place within a new peer group where they feel accepted and comfortable. If there are other circumstances such as a divorce or a death in the family which has led to the move, the anxiety can be compounded. The period needed to make the adjustment to a new home varies widely so don’t worry if it seems to be taking your child a little longer than expected.

Here are a few ideas to help you make the transition to a new home and neighbourhood easier for your children.

TALK

At the first opportunity after you have made the decision to move, open discussion with your children so they know that their feelings and thoughts are valued. Ask them questions about how they feel and what they might be confused or worried about.

BE ENCOURAGING

If you are cheerful about the move it will encourage a positive attitude in your child and help them to look forward to moving day.

INVOLVE YOUR CHILD

Get excited about the opportunity to change the way your child’s room is set up. Ask them what colours they would like to paint and if there is anything that they wished they had in their old room that you could get for the new room.

CHOOSE YOUR MOVING DAY CAREFULLY

This can be tough. If you are relocating for work, you may not have the luxury of choosing your moving time, but if you do, think about what time of year will work best for your family.  Often the beginning of the school year is ideal because it is a new experience for all the neighbourhood children as they embark on a new school year. It is a time when new friendships are forged. There is also the possibility that your child will not be the only new one on the block.

Also, moving just before the beginning of the school year gives children plenty of time to bid farewell to their friends, especially if the move will take you far from your original neighbourhood, such as to a new town or province.  Make sure you remind your child that just because they are moving doesn’t mean they have to lose touch with their old friends. In fact, you could make a project out of collecting addresses and phone numbers with your child. If circumstances permit, how about planning a house warming party for the kids, old and new?

ENCOURAGE NEW FRIENDSHIPS

When our youngest daughter was eleven, her grandparents moved away from the neighbourhood we had shared since she was an infant. At first, she was not happy that she wouldn’t get to see the friends from her grandparents’ old house but the very first Saturday afternoon we visited she took it upon herself to take action. We found her sitting on the driveway with a jigsaw puzzle. When we asked what she was up to she replied that she figured it was a good way to meet the kids on the street because they would be interested in what she was doing. Problem solved. Some children are naturally good at making friends and some need a little help. Why not arrange a barbeque or movie night to provide an opportunity for your children to meet the neighbours, and also for you to meet the parents! Community activities like baseball leagues and swimming lessons are also great ways to make the transition into a new community. Uxbridge and Upper York Region have plenty of community based opportunities to offer.

AFTER SCHOOL ACTIVITIES

Being involved in an after school program can go a long way to helping your child find their comfort zone. Encourage them to join a school group or team that interests them, whether it’s a chess league or basketball team. Your child will make new friends with similar interests and who knows, they may forge friendships that will last a lifetime!

IT’S OKAY TO FEEL ANXIOUS

Even the most confident child may feel apprehension at the time of a move. Remember that children have limited life experiences to draw on during this time. Allow them to express their worries and keep an open mind about what it must be like for them. Engage in light conversation about how things are going and ask open ended questions so your child feels comfortable letting it all out if needed. Make yourself available if your child needs to discuss concerns at a later time.

VISIT OR PHONE OLD FRIENDS

Moving away from old friends may make your child feel lonely. Make it less final for them by allowing them to visit or phone friends in your old neighbourhood.

BE VIGILANT

After a few months, if you notice that your child is withdrawn, behaving out of character, is not making friends or  seems unhappy and despondent much of the time. In these circumstances, some children benefit from counselling either from a family doctor, a school guidance counsellor or if necessary a child and youth psychologist.

Generally, the younger the child, the more quickly they will adapt to new circumstances. Depending on the age of your child, a simple reassuring word from you that everything will be all right, that the teacher will be nice and that there are lots of nice children around to play with may be enough. If your child is closer to adolescence, you may be dealing with a more sophisticated situation requiring gentle understanding and empathy to help your child adjust. Teenagers’ lives revolve around their peer group and a major move can be very difficult for them to cope with. Lots of patience will be needed in this situation and it may take several months before your teenager is happy again.

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The Truth about Selling Your Home Yourself

There are companies springing up all over the country that profess to help you sell your home yourself and pay yourself instead of hiring professionals. Durham and York Region are no exception. The primary tactic used by For Sale By Owner companies to get your business is that you will save the commission that you would otherwise have paid in real estate fees. Here we will take a closer look at the services offered by Realtors and you can decide for yourself whether or not you can save money by “doing it yourself”.

FSBO companies charge the home seller a fee in return for an internet ad on the company website and a “For Sale” sign displaying the owner’s personal phone number. The seller must handle calls, meet and qualify potential buyers, coordinate and attend showings on the property, review any offer received and so on.  You still have to involve a lawyer. If you are wise you will do this early in the game (at an additional cost) to help protect your interests. These are all services that Realtors include in the fee for services, which you do not pay at all unless your home sells. For Sale By Owner companies deride the value of using professionals to sell your home claiming that it is so simple you can do it yourself, but if you analyse the facts you will see that there is far more to this picture than meets the eye. Is it really as easy as FSBO companies claim? Here are 14 things to consider before deciding whether to use a full time real estate professional or a self serve company:

  • As Realtors, we at the Jackson Miller Team work to get your home sold; once you have paid them the For Sale by Owner company has no interest in whether you are successful or not.
  • We dedicate countless hours, energy and resources to selling your home; For Sale by Owner companies work at arm’s length and you, the seller, do all the work.
  • Our promise to you is to get you the highest price possible for your home. Our reputation depends on it. For Sale By Owner companies do not care what your home sells for or even if it sells at all. They already have your money up front.
  • We have a saying; “You can’t save the same commission twice”. Home buyers today are educated about the nuances of home selling and buying. They know that sellers using FSBO companies are counting on saving on commissions. They will want to claim their fair share of those savings too! Even before anyone has viewed your property you are exposing yourself to lowball offers. So if you are going to have to settle for less money, what are you really saving?
  • FSBO companies know the world wide web; Realtors know your neighbourhood. Caroline Jackson and Stephen Miller have been working in the Uxbridge and York Region real estate market for years. You can count on our expertise to advise you on everything related to the successful sale of your home.
  • Like all Realtors, we are licensed real estate professionals. As such we are answerable to several levels of legal and ethical governing bodies and have personal liability for our professional conduct and competence.  FSBO companies are unregulated and answer to no one.
  • Listings posted by Realtors are updated regularly so potential home buyers know that the information they see on sites monitored by real estate professionals is accurate.  FSBO sites often display old listings that have been sold or taken off the market or that have been listed with a Realtor.
  • Many people who try selling themselves eventually turn to a Realtor when they don’t get the results they had hoped for and when they find out the intricacies of what is involved.
  • As your real estate representatives we will educate you on current market trends and will prepare a market analysis of your property’s value. One of the surest ways to realize the most from the sale of your home is to price it right, right from the start. If you want to sell it yourself you can pay a property appraiser a few hundred dollars, or you can enlist the services of real estate professionals Caroline and Steve who know the local market and will not charge for this service.
  • Print and internet advertising for your listing is handled by us, at our expense.
  • We appreciate that your time is valuable. We handle the task of meeting potential buyers face to face, thereby maintaining your privacy and negotiating power. We will handle all calls and arrange all viewings on your home. We know the questions to ask to help qualify potential purchasers and reduce the number of “hobby shoppers” who are not really interested in buying.
  • We handle negotiations on your behalf, ensuring offers to purchase are in writing, that conditions in the agreements are met. We make sure your agreements of purchase and sale is solid and all the necessary forms are in place.
  • Once you and your buyers have agreed on the terms and conditions of your sale we stay by your side beyond closing to ensure that the process goes smoothly and any hiccups are dealt with efficiently and with the least amount of stress to you, the sellers. For example, if the buyers experience problems half-way through the deal, we have access to an array of trusted professionals and specialists to help keep the deal together. At this point our services haven’t cost you a cent! With For Sale By Owner companies you are on your own from the time the sign goes on your lawn.
  • You only pay if your property sells! Upon closing, real estate fees are deducted from the proceeds of sale, and paid directly from your lawyer. You don’t even have to write the cheque.

So now that you have all the information, ask yourself; What are you really saving by selling your home yourself? Only you can answer that! When you use the Jackson Miller Team there is no guesswork. We take care of you!

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A Few Points to Help You Understand CHIP

The Canadian Home Income Plan was created as a means to allow seniors who own their homes to access the equity they have built up in their homes.

As homeowners reach retirement and are mortgage free, they may have low housing costs but start to feel the pressure when their income drops and they have difficulty finding money for maintenance, services and possibly personal care. The purpose of this program is to enable seniors to use the money they have invested in their homes to continue to enjoy their homes when other sources of income are depleted.

The Canadian Home Income Plan is a private company which provides what is essentially a reverse mortgage. You can find out more about the program through your own bank which will serve as a referral service and will initiate the paperwork for you.  This is NOT a government plan!

Since the program’s target group is seniors, the amount you can access will increase with age and is also dependent on gender. The money comes as a lump sum. There are legal and administrative fees which are the responsibility of the homeowner and are generally in excess of $1200. Interest is higher than the rate on a conventional five year mortgage.

A homeowner can take out up to 40% of the money invested in the home as a lump sum which is then registered as a loan against the home and is subject to interest. Repayment of the loan plus accumulated interest is due on the death of the homeowner or sale of the property. If there is a surviving spouse, they can continue to live in the home until death or sale of the property.

Most of the time there is still at least half of the equity in the house left at the termination of the loan. Major factors that will impact the amount left are how long the loan has been in effect and change in value of the property. The amount of debt is capped at the value of the home and the homeowner is protected against having to move out or sell their home. The down side is that this type of loan reduces the amount available to the homeowner should they wish to sell and move elsewhere.

Revenue Canada does not tax reverse mortgages and interest is tax deductible under certain circumstances. Income gleaned as a result of investment in a reverse mortgage annuity purchased is not taxable.

There is downside to these programs. The reverse mortgage does reduce the homeowner’s equity in the home. If they must sell, the reduced equity could limit their ability to secure other suitable accommodation. Therefore, homeowners should get good advice-such as, that required by the largest American program-before making use of these programs.

While CHIP is the major plan available to Canadian homeowners, they do not have exclusivity on this option.  Two other plans you might want to look into are Home Fund of Credit Reverse Mortgages from the Credit Union Central of Ontario and the Fixed Term Reverse Annuity Mortgage offered through Royal Trust.

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What Makes It Unique?

When summer arrives here in Southern Ontario thoughts turn towards recreation and life’s bounties. Wherever you live, one privilege everyone is grateful for is their community. Uxbridge and its surrounding hamlets offer residents all kinds of reasons to enjoy life here. Travelling around Uxbridge you will quickly become aware of the differences that make it a uniquely delightful place to live. It is a  vibrant, friendly community. We thought we would share with you some of the things we appreciate about living in Uxbridge.

Located in Durham Region, Ontario, the Town of Uxbridge became a village in 1872 and achieved “town” status in 1885. Currently, about 11,000 people call the historic Town of Uxbridge home with approximately an additional 9,000 in the greater Uxbridge township, including 11 surrounding hamlets.

12 Things We Love About Uxbridge

Hamlets: Zephyr, Sandford, Udora, Leaskdale, Sandy Hook, Siloam, Goodwood, Coppins Corners, Glen Major, Glasgow and Altona

Leaskdale: Home of Lucy Maud Montgomery, the author of Anne of Green Gables. She lived in the area from 1911 to 1926, and wrote half of her books there.

The Trail Capital of Canada: With over 220 km of managed natural trails and forest walks Uxbridge enjoys the distinction of being the Trail Capital of Canada.

Uxbridge Music Hall: On Main Street, the hall, known for its superior acoustics, was rebuilt in 1901 after a fire that almost resulted in its demolition. The Music Hall bears the Uxbridge Coat of Arms, awarded in 1954 as only the second in Canada, and is a centre for musical and dramatic performances.

The Thomas Foster Memorial Temple: Based on Byzantine architecture,  the memorial was built by Thomas Foster together with H.H. Madill in 1935-36. It was inspired after a visit to the Taj Mahal and contains the crypts of the Foster family. It is home to the popular Fridays at The Foster, musical performances.

Highlands of Durham Games: Held every July, the games and contests celebrate Scottish culture.

Quaker Heritage: Pennsylvania Quakers began arriving in 1806 and were the first people to settle in the Uxbridge area. Uxbridge is twinned with the Catawissa area of Pennsylvania. The community’s oldest building is the Uxbridge Friends Meeting House which was built in 1820 and overlooks the town of Quaker Hill.

The Oak Ridges Moraine: Uxbridge is located about 65km north and east of Toronto in a picturesque valley on the northern slope of the environmentally sensitive Oak Ridges Moraine.

Sense of Community: Uxbridge enjoys strong support for the Arts. Residents are staunch patrons of local music, theatre and community events all of which are well supported by local business owners and town officials. Uxbridge Fall Fair: Every September this event is held in Elgin Park, the site of Sir John A. MacDonald’s famous campaign  picnics.

Uxbridge Area and Recreation Centre and Uxpool: Built in 1978, the centre is always bustling with activity and is a great resource for all ages to get involved in community events and sports. Swimmers also enjoy plenty of opportunities to participate in events at Uxpool.

The Uxbridge-Scott and Country Heritage Museums: Uxbridge’s history can be brought to life by a visit to one of its museums or historical events such as Steam Threshing Days in late summer.

The Cottage Hospital: Opened in 1958, Uxbridge Cottage Hospital is part of the Markham Stouffville Hospital. It is a 20 bed facility which provides extensive outpatient care and has a 24 hour emergency ward.

So if you have been thinking of moving into the Uxbridge area, please pay us a visit to get a taste of the community. We promise, you won’t be disappointed! Find out more at http://www.town.uxbridge.on.ca

Feel free to add to our list!

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Explaining MLS® Amendments

Since the Canadian Real Estate Association approved recent amendments to our MLS® Rules, confusion about the implications has been rife and there has been a good deal of miscommunication in the media. We thought you would like to know exactly what these amendments mean to you and will try here to explain.

  • MLS® Systems will NOT become open to members of the public.
  • Property sellers will still have to use a REALTOR® in order to have their property listed on an MLS® System. The fee for this service will be agreed between the Realtor® and the Client.
  • The fees charged for these services are NOT regulated by CREA, but depend on the agreement the Client has come to with their REALTOR®.  Services can range from a simple listing on the MLS® System to handling entire transactions, paperwork, advice, negotiation and on and on.
  • CREA’s MLS® Rules will continue to provide the public with a wide range of choices with regard to the range of service packages available.
  • CREA’s Rules aim to ensure the quality and accuracy of the information posted and do not prevent competition. Indeed, Realtors already provide a wide range of services to the public.

Hoping that this helps –  If you have any specific questions about how the amendments will affect you, here in Uxbridge or York Region, please call us.  We are at your service.

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Prepare Your Home For Summer

Here in Uxbridge it looks like the good weather has finally arrived and the last icy blasts of winter are fading memories! Each season brings with it special considerations and routines to follow to keep your home well maintained and energy efficient. We have come up with a 12 point checklist we hope you will find helpful in getting your home ready for summer.

Spring is a good time to give your house a check-up and assess what wear and tear has taken place over the winter months. Small issues left unattended can grow into more costly problems so get them out of the way while they are still manageable.  It is helpful to keep a maintenance journal where you track what needs doing around the house and what times of the year you encounter particular issues. If necessary hire professionals to take care of specialty jobs.

Home owners in Durham and York Regions take great pride in their gardens and it is a pleasure to drive around admiring the result of all the hard work that our neighbours have put into them. So let’s work from the ground up:

GARDENS

When you are adding plants to your garden make sure that you are building the grade so that drainage travels away from your foundation.  If you have a rolling landscape, shrubs are a great addition as their roots help to protect against erosion. Prune existing shrubbery where needed to give it a good strong start to the growing season. There are many excellent garden centres in Uxbridge with friendly, knowledgeable staff who are always willing to offer pointers and suggestions for your unique needs.

FOUNDATIONS

Examine the concrete and brickwork in your foundations. Take note of areas where you see cracks, lost mortar and other signs of deterioration. If there is a lot of damage, call in a professional. Ask us for a name from our database of contractors in Uxbridge and York Region.

PATIOS, DECKS and FENCES

Check for safety issues around decks and verandas. Tighten any of the rails or boards on your deck that have become loose. Replace rotting boards. Exposed wood needs to be conditioned every 2-5 years depending on what material has been used and what sort of weather has been inflicted on it. If it doesn’t look right to you, treat it with a preservative or stain. Your local hardware store can be helpful in advising what the best product for your particular application is.

SIDING

Check siding and wood surfaces for areas where in need of a touch up. Before you pick up the paint brush, take a close look at wood siding and replace any rotted areas. Sanding and painting now will refresh the look of your home for another season. If the paint looks ok but the siding is grubby, use a pressure washer to freshen things up.

EAVES TROUGHS, GUTTERS, DRAIN PIPES

You probably checked your eaves troughs before the winter to remove any leaf debris but ice damming can do damage over the winter. Make sure that the nails are all intact and haven’t been pushed out by ice accumulation. Make sure your drain pipes have not shifted and are leading run off away from your foundation.

WINDOWS

It is a sure sign of spring when you realize that the roads have been washed down and the remnants of salt and sand are gone. Now is when we start thinking about opening the windows and letting the breeze blow away the cobwebs. However, your windows may be in need of cleaning before you can really enjoy looking outside again!  If you removed your screens for the winter, bring them out, make sure they are all in good repair and reinstall them as you go around. Check for deterioration in weather stripping and window frames and repair where needed.

ROOF

You may not want to climb up on your roof but have a look from the ground for signs of lifting or curling shingles. If possible, check the seals around skylights from the inside as well as the outside. Repair any leaking areas right away as water seepage in your roof can lead to very costly damage over time.

CHIMNEY

Call a professional to inspect and clean your chimney.

INDOORS

FIREPLACES: When you feel confident that the weather has turned warm, turn off your fireplace pilot light. Air conditioning is expensive enough without it having to compete with a source of heat however small.

AIR CONDITIONER: Remove the winter cover. Clean and maintain your unit according to the manufacturer’s instructions.

SMOKE/CARBON MONOXIDE DETECTORS: Change the batteries in portable units and do a check on hard wired ones. Make sure the security alarms are working.

WATER SHUT-OFFS: Reopen your water supply for outside hoses and irrigation systems. Check seals for leaks and repair.

Of course there are many more topics to cover but this should help you get started. We are always interested in receiving input from our readers; please email us with any suggestions for additions to our list so we can pass them on to the rest of our friends and clients.

One final IMPORTANT point… Have a great summer!

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Top 8 Priorities When Moving

It is important that the neighbourhood you choose to live in is well suited to your family’s lifestyle.  There is a lot to consider and it pays to take some time to try to identify possible problem areas. We can help you with all these things and more when you are looking to buy a home in Uxbridge, Durham or Upper York Region. We have brought up our family here and have a great deal of local knowledge to impart.

Environment

First and foremost, we all want to live a long and healthy life. Air, water and soil quality are of concern as a polluted neighbourhood can be detrimental to both your health and property value. Ask around to find out if there have been any environmental issues in the neighbourhood you are considering.

Appearance

The house you are considering may be well kept and appealing but what about the surrounding properties? Look around the neighbourhood for signs of neglect such as unkempt lawns and gardens, garbage build-up and run down homes. No matter how well you care for your own house, being situated in a decaying area will reduce the market value of your property.

Schools

If you have school age children is important to find out the quality of the local schools and where they are located. We can provide you with a list of local public, private and separate schools to get you started. Ask the neighbours as well. Most people with children are fairly knowledgeable about their local schools.

Transportation

If you commute to work the proximity and convenience of highways and/or public transportation will be important. If you are relocating far from your current home, take the time to travel your route so you can get an idea of traffic flow and how long your commute will take.

Utilities/Services

Make sure you know what utility and services fees to expect before you buy.  Costs for heat, hydro, water, phone and internet services, cable or satellite TV, even garbage removal, can vary by region. We can help by pointing out areas of expense you may not have considered.

Amenities

Depending on your family structure and lifestyle, your daily routine will be easier if certain amenities (such as shopping, community centres, medical facilities, parks, social groups, etc.,) are located nearby. Think about what is important to you and explore what your neighbourhood has to offer.

Nuisances

Once you find the home you want to purchase, go back to visit the neighbourhood once or twice at different times to get a feel for the atmosphere. Listen to the traffic, barking dogs and other noises that you may find uncomfortable to live with. Be aware of businesses operating in close proximity to the home you are considering.

Security

If you feel concerned about the security of your neighbourhood, check with the local police department to find out what information they have when it comes to break-ins and other crimes. Chances are the neighbours will also be able to shed some light on this.

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Reduce Home Buying Stress

Buying a home can be a daunting proposition but with the right information you can be prepared for every eventuality. Here are a few tips and tools to help you along:

Find Out What You Can Afford

Get Pre-Qualified

This first step depends on several factors, including your income,  down payment, bills and more. Don’t assume that your current bank will be the best one to deal with. Go to a few different mortgage lenders to find out which will offer you the best rate. Lenders will compete for your business. At the Jackson Miller Real Estate Team, we are always adding to our list of preferred professionals in the Uxbridge and York Region areas and regularly provide information to our clients to get them started shopping for the best rate.

Getting pre-qualifed simply means that a lender will sit down with you to examine your financial situation and calculate what you can reasonably afford.  This will not automatically approve you for a mortgage but you will get a good idea of how much in mortgage funds you can expect once you find the house of your dreams. Ask the lender for a letter of commitment showing what interest rate they are offering you and locking in a rate for a specified period of time. Make sure to compare lenders to see who wants your business the most!

Avoid Disappointment

By going through the prequalification process, you will benefit by discovering things like errors in your credit report, or helping you understand how high debt balances can affect your borrowing ability. You will also find out if your down payment is sufficient to go ahead with a purchase. Sorting out all these things early will give you time to iron out obstacles to borrowing before you apply for a loan.

First Time Home Buyer’s Credit

First time buyers may qualify for the FTHB Plan which will give you up to $750 as a non-refundable tax credit.

Borrow from your RRSP

The Home Buyers’ Plan allows first-time homebuyers to withdraw funds, tax free from an RRSP to assist in the purchase of a home. Both spouses can withdraw up to $25,000. What a great way to get into the home ownership market!

To find out if you qualify for either of these plans please go to the CRA website for more information.

Anticipate Extra Expenses

When you are working out your budget, be sure to allow 1.5% to 4% of the purchase price for additional expenses, fees and closing costs. We will be blogging about these items in detail at a later date so please come back often for updates.

An Appealing Offer

In today’s real estate market, multiple offers are not uncommon. If you have to compete for a property and can show the sellers that you already have your financing in order, your chances of winning the property will be better than those of someone who has not done their homework prior to presenting an offer.

Time Management

Your time is precious and you don’t want to spend unnecessary hours searching through properties that are not within your budget or needs. Pre-qualification will help you discover locations and types of homes you can afford and then we take up the task of making the best use of your home search time by discussing your needs and wants in detail so that we can connect your with your dream home as soon as possible.

Choose a Lawyer

Do not try to close your own deal. You need the real estate expertise and protection of a solicitor who understand the complexities of buying and selling real estate and who will protect your interests. Talk to a few lawyers and choose one you are comfortable with.  Ask us for names of lawyers in Uxbridge or York Region. Choose one who closes with Title Insurance to protect your investment.

Get a Home Inspection

We always recommend a building inspection for our buyers.  We will give you the names of at least 3 qualified home inspectors. Interview them about their qualifications, years of experience, what their inspection entails and if  they are familiar with any unique issues that may exist in the Uxbridge area. Choose the one you are most comfortable with. Remember, your Home Inspector is a trained professional. We strongly caution against asking well meaning friends or relatives who are not qualified or accredited by the Ontario Association of Home Inspectors to do your inspection for you.  The money you save on the inspection fee will pale in comparison to expenses incurred as a result of overlooked defects.  Also, if your inspection does reveal defects and we have to renegotiate your purchase, a report from your qualified inspector will provide far more credibility at the table.

Live Happily Ever After

If you have followed these steps you will have detected problems early and resolved them well in advance of your closing date! You have navigated the home buying process with shining colours. We hope you will look back on this time with a smile of satisfaction knowing that you did it all right!

Let us help you make your next home purchase as stress free as possible!

At your service,

Caroline and Steve

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8 Point Home Inspection Checklist

As real estate salespeople, we hear plenty of uncensored comments illustrating exactly what is important to buyers. To help you discover if your home needs TLC,  we have created a Home Tour Checklist to help pinpoint areas in your home needing attention before we put it on the market.  We also provide you with our comprehensive list of trusted suppliers and contractors serving the York Region and Uxbridge areas so you can find the right person for the job.  Let us help you get ready to sell. First you need to figure out what, if anything, needs attention. Meanwhile here are a few tips to get you started:

GO ON TOUR

Grab a pencil and clipboard. Tour every room and cupboard in your house taking note of opportunities to get rid of clutter and dirt. While you are walking around note items in need of repair or replacement.

CLEAN EVERYTHING

Potential home buyers will open cupboard doors, lift area rugs and peer into corners. A spic and span house tells them that you take pride in your home and have maintained it well. Home buyers spend most of their time in the kitchen and bathrooms. Clean, dust, polish, vacuum, tidy up. Clean the windows. Everything should sparkle! Most importantly, keep it clean. You never know when the buyer for your home will walk through the door!

DE-CLUTTER

Rooms and closets appear larger when there is less clutter. Removing clutter helps buyers visualise their own furniture in the space. Get rid of bulky and unused items. Rearrange whatever is left making the best use of the area. Don’t forget the utility room, garage and sheds. Of course, you don’t want to throw out your beloved collection of Egyptian artifacts or bowling trophies but perhaps they can be carefully stored until you move. If you haven’t used something in the last six months and don’t anticipate needing it for the next few, think about storing it elsewhere, selling it or donating it to charity.

DEPERSONALISE

Memories. Collections. Cherished bric-a-brac. These are things that transform a house into a home. They are also things that cloud the vision of potential buyers and distract them from seeing your house as a space they can make their own. Get ready for your move by packing these items away and storing them out of the house. (No cluttering up closets!)  Do you still have that flowery wallpaper in the spare room that you always meant to replace? How about the trendy 90′s paint colours? Is your passion for vibrant hues splashed all over your walls?  Now would be the perfect time to redecorate with light neutrals which visually enlarge rooms and appeal to more people.

REPAIRS

Fix things such as leaking faucets, chipped door frames, damaged window screens, burnt out lights, squeaky hinges, missing or broken handles. It is a fact of life that the things we plan to get around to doing one day often get done just in time for someone else to buy the house!  Dealing with roof repairs, cracked walls, faults within your heating and air conditioning, structural leaks and electrical problems are critical to ensuring the successful sale of your home.  Nothing will sabotage your house sale faster than ignoring these repairs.  As far as worn carpeting or minor cracking in the driveway, you judge. Your buyer may want to replace the carpeting and redo the drive anyway. Will it make or break a potential sale? How about adjusting your asking price accordingly?

SPRUCE UP YOUR CURB APPEAL

First impressions are important! Peeling paint, loose shutters and faded window coverings detract from your home’s curb appeal. Repairing them can enhance the look of your home before anyone even sets foot inside. Check that your deck and patio are in good condition. In warmer months make sure that your garden is appealing by sweeping walkways, getting rid of weeds, trimming overgrown hedges and planting a few colourful annuals. In winter, make sure the snow is cleared and access to doors is free of ice.

IMPROVEMENTS

Sometimes it pays to undertake major renovations. If your hardwood floors are old and in bad repair, replacing them will improve the likelihood of getting a higher price for your property. If you have an old, inefficient furnace the investment in a new one will remove at least one obstacle from a potential buyer.

USE OUR EXPERTISE

We are familiar with the market and can tell you what features are most appealing to buyers and which costs are worth taking on. We offer objective guidance on what needs to be done before we list your home. If there are any major improvements you feel you need to make let us provide you with our list of contractors in the Uxbridge and York Region areas who can help. Please feel free to comment on our website and to contact us if you are thinking of preparing your home for sale. Oh, and don’t forget to ask for our Home Tour Checklist.

And remember… We are at your service!

Caroline and Steve

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Here at the Jackson Miller Real Estate Team, we want you to know as much as possible about how we work.  Part of that mandate is to keep you up to date on how we do business.  Please find below, for your reference, a brief synopsis of the guidelines by which we operate.  If you would like more information, please click here to be taken to the Canadian Real Estate Association’s (CREA) full privacy statement.

CREA’s Privacy Code

Principle 1 – ACCOUNTABILITY
Members are responsible for the proper management of all personal information under their control, and shall designate one or more persons to be accountable for compliance.

Principle 2 – IDENTIFYING THE PURPOSES OF PERSONAL INFORMATION
Members shall identify the purposes of collecting information before or at the time the information is collected.

Principle 3 – OBTAINING CONSENT
The knowledge and consent of the consumer are required for the collection, use or disclosure of personal information except where inappropriate.

Principle 4 – LIMITING COLLECTION OF PERSONAL INFORMATION
Members shall limit the collection of personal information to that which is necessary for the purposes identified.

Principle 5 – LIMITING USE, DISCLOSURE AND RETENTION OF PERSONAL INFORMATION
Members shall use or disclose personal information only for the reason it was collected, except with the consent of the consumer or as required by law.

Principle 6 – ACCURACY OF PERSONAL INFORMATION
Members shall keep personal information as accurate, complete, current and relevant as necessary for its identified purpose.

Principle 7 – PROTECTING INFORMATION
Members shall protect personal information with safeguards appropriate to the sensitivity of the information.

Principle 8 – OPENNESS CONCERNING POLICIES AND PRACTICES
Members shall make readily available to consumers specific information about their policies and practices relating to the management of personal information.

Principle 9 – CONSUMER ACCESS TO PERSONAL INFORMATION

Upon request, members shall inform a consumer of the existence, use and disclosure of his or her personal information and shall give the individual access to that information.

Principle 10 – CHALLENGING COMPLIANCE
A consumer shall be able to address a challenge concerning compliance with the above principles to the designated accountable person or persons in the member office.

If you have any concerns or need these terms explained to you, please feel free to leave us a comment and we’ll be happy to get back to you as quickly as possible.

We love getting feedback on our blog.  We look forward to hearing from everyone!

Until next time,

Caroline and Steve

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